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Guides & news

Health coverage, explained in plain English

Short, practical guides to ACA Marketplace plans for families in Alabama, Florida, Georgia, Illinois, Louisiana, Mississippi, North Carolina and Texas.

Plan basics · Featured

Bronze, Silver, Gold and Platinum: ACA metal tiers explained

What the ACA metal levels mean, how they split costs between you and your plan, and how to think about which one fits your situation.

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Plan basics

Health insurance terms, explained in plain English

Premium, deductible, copay, coinsurance and out-of-pocket maximum: the words you need to compare health plans, explained simply.

October 28, 2026 · 1 min read
Life changes

Lost your job? How to keep your health coverage

Losing job-based coverage opens a Special Enrollment Period. Here is how long you have, what to compare, and how Marketplace plans stack up against COBRA.

October 28, 2026 · 1 min read
State guides

Medicaid or a Marketplace plan? How it works in our 8 states

Some states expanded Medicaid and some did not. Here is what that means for adults in Alabama, Florida, Georgia, Illinois, Louisiana, Mississippi, North Carolina and Texas.

October 28, 2026 · 1 min read
Open Enrollment

Open Enrollment 2027: dates, deadlines and what to have ready

Open Enrollment for 2027 ACA Marketplace coverage starts November 1, 2026. Here is how the window works, who should look at plans, and the four things to gather before you start.

October 28, 2026 · 2 min read
Plan basics

Can you be denied health insurance for a pre-existing condition?

How the Affordable Care Act protects people with pre-existing conditions, and what actually affects the price of a Marketplace plan.

October 28, 2026 · 1 min read
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